Road Less Traveled: Data, AI, and Licenses Paving the Future
Keynote panel discussion
73% of fintech startups fail within three years due to preventable compliance issues. This session explores the balance between fast-moving technology and security-focused finance from the perspective of a global payments leader with multiple banking licenses.
Join Adyen CTO, Tom Adams, Xero Chief Product and Technology Officer, Diya Jolly, and Refract Venture Co-founder and General Partner, Ayokunle Omojola, as they explore: If data is gold, what is its purity worth? Learn how new infrastructure enables AI capabilities that transform raw data into actionable insights, potentially redefining financial services for the future.
When? Monday, October 27th from 2:45 PM - 3:15 PM Where? Exchange Stage
Tom Adams
CTO, Adyen
Tom is the Chief Technology Officer of Adyen. Prior to joining Adyen, he led the global engineering organization at Cash App (Block, Inc.). Tom has held senior leadership positions in various financial services and technology companies in the United States and Australia. With over 25 years of experience in technical and leadership roles, he brings significant leadership experience in high-growth technology companies.
Diya Jolly
Chief Product & Technology Officer, Xero
Diya leads Xero’s product and technology teams driving product management, product design, engineering, security and data to further improve Xero’s global small business platform for partners and small businesses. Diya has market-leading global experience in designing, developing and launching consumer and business products in high growth mid sized companies, startups and Fortune 500 brands.
Ayokunle Omojola
Co-Founder & GP, Refract Ventures
Ayo Omojola is founder and General Partner at Refract Ventures & Founder & CEO at Substrate Intelligence. Ayo was previously the Chief Product Officer at Carbon Health, and the head of product for Cash App Banking. Mr. Omojola has been an executive or investor in several dozen technology startups, including companies like Block (fka Square), Carbon Health, Bridge, Faire, Abridge and more. He serves as an independent board director at Pinwheel and Lead Bank.
Heavyweights in the Ring: Taking Embedded Finance to the Enterprise
Fireside chat
Forget what you know about embedded finance; this isn't just another SMB payments story. This session reveals how industry titans are scaling embedded financial services for the enterprise market.
Discover the technical challenges of integrating sophisticated payment capabilities into complex enterprise systems. Adyen VP of Platform Offering Strategy, Natalie Wexler and Oracle's SVP of Oracle Payments, Chris Adams, unpack the architectural demands, data integrity requirements, and compliance considerations unique to large-scale implementations.
Learn why verticalization matters in enterprise finance and how the right technology partnerships can deliver transformative value. The discussion explores proven go-to-market strategies and implementation roadmaps that drive adoption across global organizations.
Join us to understand the future of embedded finance beyond small business—where enterprise-grade solutions are creating new revenue streams and competitive advantages for platforms and global brands alike.
When? Monday, October 27th from 1:35 PM - 1:55 PM Where? Emergent Stage, Money Hall
Natalie Wexler
VP Platform Offering Strategy, Adyen
Natalie is a global payments & financial services executive with 15+ years experience across small business, middle market, enterprise & platform customers. Her experience ranges across startup, mid-sized and Fortune 100 companies and across the 4-party model. She is currently VP, Platform Offering Strategy at Adyen. In her role, she looks after the commercialization strategy of payments and financial services products for platforms.
Christopher Adams
SVP Oracle Payments, Oracle
Chris Adams is the senior vice president of the Oracle Payments group. Oracle Payments helps customers streamline their consumer payment processing in multiple industries including restaurants, hotels, retail and healthcare. Chris has driven the growth of this business globally across Oracle with a focus on creating a more transparent payments commercial model for our customers.
Meet our team at the Adyen Lounge
Visit our lounge in the Venetian Atrium for relaxed, high-value conversations with payments and financial product experts:
Grab your daily fix at our coffee bar
Pick up exclusive swag and giveaways
Experience our technology in action with interactive demos
Adyen x TWIF Kick-Off Party
Join Adyen and This Week in Fintech to kick off Money20/20 in style. This high-energy opening night brings together the most influential voices in payments, fintech, and financial services. Expect immersive activations, curated networking spaces, and cultural energy that matches the pace of the industry.
Where? Tao Asian Bistro and Nightclub @ The Venetian Resort When? Sunday, October 26 from 8:00 PM - 11:00 PM