Guides and reports

Credit card payment processing: Everything you need to know

How does credit card payment processing work? And how can you optimise it?

21 August, 2024
 ·  6 minutes

If you accept payments, you almost certainly process credit cards. But how much do you know about the process once your customer hits ‘pay’? In the following milliseconds, that payment passes through several systems. If it’s successful, your customer goes about their day. If it’s not, well, you know how frustrating that is for everyone.

The more you know about your credit card payment processing, the more control you have over its outcome. This article will walk you through a card payment process and explain how, with the right information and technology, you can increase your card approval rates, your sales conversions, and ultimately your revenue. You’ll learn:

  • How credit card payment processing works

  • How to optimise your online credit card payment processing

  • How to optimise your in-store credit card payment processing

  • How credit card payment processing fees work

  • How we can help

Fresh insights, straight to your inbox

Subscribe to email alerts

By submitting your information you confirm that you have read Adyen's Privacy Policy and agree to the use of your data in all Adyen communications.