girocard

The largest card payment method in Germany with over 100 million cards in circulation. With girocard users can pay via chip and pin or contactless at over 840,000 POS terminal and a network of over 58,000 ATMs.

  • A single integration into Adyen’s platform without any additional third party integrations
  • Adyen is a network operator (“Netzbetreiber”) in the girocard ecosystem
  • Terminals are open for internationalization: Adyen offers girocard in all EUR countries (all EUR terminals in other countries can accept girocard via Adyen)
  • Faster roll-out: one software for all terminals worldwide
  • Secure payment method: EMV chip transactions
  • P2PE certified terminals
  • Contactless payments and refunds are supported

Accept girocard with Adyen

Adyen offers a full service solution, including reconciliation, reporting and settlement services.

Market Germany
Settlement currency

EUR

Channel Point of Sale
Processing currencies EUR
Recurring transactions Yes (subsequent SEPA Direct Debit transactions)
Refunds Yes (subsequent SEPA Credit Transfer transaction)
Partial refunds Yes (subsequent SEPA Credit Transfer transaction)
Multiple partial refunds Yes (subsequent SEPA Credit Transfer transactions)
Multiple partial captures Yes (only 1st capture is guaranteed)
3D Secure No
Payouts Yes
Settlement delay 2 days
Chargebacks No

Different commissions apply depending on the payment method.


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