In Poland, online banking known as ‘Pay-by-links’ is the most popular payment method and can represent up to 75% of the e-payment mix. Benefits include:
- High conversion rate
- Guaranteed transactions
- Secure payments
- Supported by all major Polish banks
How it works
Select Pay-by-links
Shopper chooses Pay-by-links from list of payment methods.
Enter bank details
Shopper is redirected to the bank environment and enters bank details.
Select bank account
Shopper selects their bank account.
Confirm payment
Shopper confirms the payment.
Confirmation page
Shopper reaches the confirmation page and is redirected back to the merchant's site.
Accept Pay-by-links with Adyen
Adyen offers a full service Pay-by-links solution, including all reconciliation, reporting and settlement services. With Adyen, merchants have no need to enter into contracts with Polish banks.
| Market |
Europe: Poland |
| Settlement currency | PLN |
| Channel | Ecommerce |
| Processing currencies | PLN |
| Refunds | Yes |
| Multiple partial refunds | Yes |
| Settlement delay | 5-8 days |
Pricing
We charge:
Adyen processing fee + payment method fee
Commission per transaction, may differ per region.
Different commissions apply depending on the payment method.
| Processing fee | Payment method fee |
|---|---|
| € 0.10 | 2.30% |
The Adyen platform supports all key payment methods globally.
Ready to integrate?
Client Side Encryption
Keep full control over page design and customer data without the burden of PCI compliance with Client Side Encryption, where payment data is encrypted before it passes through your system.
Adyen's API integration
Host your own payment pages and in-app checkout screens with control of transaction management and shopper data. With this integration, data is routed to your own server, so you must be PCI compliant.
Directory Lookup
Dynamically serve a targeted list of relevant payment methods based on your shoppers’ location, basket value or currency.