Carte Bancaires payment method

Carte Bancaires is France's local card scheme and the most widely used payment method in the region. Payments with Cartes Bancaires accounts for around 60% of current household consumption in France. There are 71.1 million Cartes Bancaires issued cards and 12.4 billions transactions totaling €494 billion. More than 95% of French cards are Cartes Bancaires co-branded with Visa or Mastercard.

  • Higher authorization rates
  • Access to 94% French shoppers
  • Lower scheme fees
  • No SEPA entity required

Carte Bancaires Apple Pay

Apple Pay is now available to use with Carte Bancaires, enabling cardholders to pay securely in-store and online with their iPhone, iPad or iMac.

  • Apple Pay and Carte Bancaires combine reach and usability, making it a must-have-addition to your payment method mix in France
  • With an existing Apple Pay integration, adding Carte Bancaires is just a matter of configuration
  • Reach shoppers where Apple Pay is only available though Cartes Bancaires

Accept Carte Bancaires with Adyen

Adyen offers a full service Cartes Bancaires solution, including reconciliation, reporting and settlement services.


Europa: Frankrijk



Kanaal E-commerce, POS
Valuta verwerken EUR
Terugkerende transacties Ja
Terugstortingen Ja
Gedeeltelijke terugstortingen Ja
Meerdere gedeeltelijke terugstortingen Ja
Meerdere gedeeltelijke captures Ja
3D Secure Ja
Vertraging bij uitbetaling 2 dagen
Chargeback Ja


We brengen verwerkingskosten en kosten voor de betaalmethode in rekening voor elke transactie​.

Bij de creditcardcommissie wordt per transactie geld in rekening gebracht en bestaat uit drie delen (aangeduid als Interchange++):

  • Acquirer markup: 0,60%
  • Interchange-kosten: bankkosten klant
  • Kaartschema kosten: kosten gefactureerd door de card scheme

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