Embedded finance for platforms

Grow revenue and reduce churn by offering embedded financial services to your users.

Introduce new revenue streams

Receive earnings from capital advances at no cost. We absorb the credit risk.

Reduce churn

Improve the stickiness of your platform by offering more products and services to your users.

Improve users' cashflow

Give users access to pre-approved financing and pay out funds by the end of each sales day.

Future-proof your business

Be ready to capitalise on the latest banking revolution and serve your users with  the financial products they need when they need them.

Add financial services, not complexity

Capitalise on a fast-growing opportunity and offer financial services to your users directly from your platform. We’ll shoulder the burdens of compliance, risk management, and balance sheet optimisation. Your users can enjoy access to instant payouts, pre-approved funding, and streamlined payments services. And you’ll benefit from additional revenue streams and increased loyalty while paving the way for future innovation.

The £46bn opportunity

There’s a huge appetite amongst SMBs for access to embedded financial services. Our recent report found that 74% of UK SMB’s are interested in embedded financial services and 65% would be happy to switch their existing provider for a solution that offered embedded finance. We calculated that this represents a combined opportunity of £46bn in the UK and Europe.

“We spoke to lots of providers in our search for a true partner, open to helping solve merchant issues with fair commercials. So far, we’re really happy with the speed and service offered by Adyen. The team has been very supportive and we’re very excited about our next projects.”
Nathan Gill Chief Product Officer, Epos Now

Embedded finance with Adyen

Card Issuing

Offer your users same-day settlement and let them pay employees instantly with white-labled virtual or physical cards. More >


Help users with cash-flow or need for capital investment by offering pre-approved funding based on your user’s business model and trading history. More >

Business Accounts

Let your users manage funds and pay bills directly from your platform giving them just one log-in for all their daily business needs. More >

Let's talk

We'd love the opportunity to explore how embedded finance can help you realise your ambitions faster. Click below to get started.

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