In Poland, online banking known as ‘Pay-by-links’ is the most popular payment method and can represent up to 75% of the e-payment mix. Benefits include:
- High conversion rate
- Guaranteed transactions
- Secure payments
- Supported by all major Polish banks
How it works
Select Pay-by-links
Shopper chooses Pay-by-links from list of payment methods.
Enter bank details
Shopper is redirected to the bank environment and enters bank details.
Select bank account
Shopper selects their bank account.
Confirm payment
Shopper confirms the payment.
Confirmation page
Shopper reaches the confirmation page and is redirected back to the merchant's site.
Accept Pay-by-links with Adyen
Adyen offers a full service Pay-by-links solution, including all reconciliation, reporting and settlement services. With Adyen, merchants have no need to enter into contracts with Polish banks.
| Market |
Europe: Poland |
| Settlement currency | PLN |
| Channel | Ecommerce |
| Processing currencies | PLN |
| Refunds | Yes |
| Multiple partial refunds | Yes |
| Settlement delay | 5-8 days |
Different commissions apply depending on the payment method.