Giropay is an interbank system, and the official implementation of German banks for online banking. It is accessible by more than 40 million shoppers and accounts for 16% of all online transactions in Germany.
Shopper is redirected to online banking environment and enters bank details.
Shopper enters a code which is sent via SMS or generated on a secure device.
Shopper reaches the confirmation page and is then redirected back to the merchant's site.
Shopper is redirected to the online banking environment and enters details.
Shopper enters a code for the second authentication provided by the bank.
Shopper reaches the confirmation page, and is then redirected back to the merchant's site.
Adyen offers a full-service Giropay solution, including all reconciliation, reporting and settlement services.
Market | Germany |
Settlement currency | EUR |
Channel | Ecommerce |
Processing currencies | EUR |
Recurring transactions | Yes, via SEPA direct debit |
Refunds | Yes |
Multiple partial refunds | Yes |
Settlement delay | 2 days |
We brengen verwerkingskosten en kosten voor de betaalmethode in rekening voor elke transactie.
Different commissions apply depending on the payment method.