Cartes Bancaires is the French local card scheme and the most widely used payment method in France. In 2014, more than 94% of the French population above 15 years of age had a Cartes Bancaires card, and in 2015 there were 63.2 million Cartes Bancaires issued cards - representing an average of 1.4 cards per person. More than 95% of French cards are Cartes Bancaires cards co-branded with Visa and Mastercard.
With a single integration with Adyen, you can accept methods like Cartes Bancaires online, on mobile and in-store. An example flow is shown below:
Adyen offers a full-service Cartes Bancaires solution, including all reconciliation, reporting and settlement services. With Adyen, merchants have no need to enter into contracts with acquiring banks.
Market |
Europe: France |
Settlement currency | EUR |
Channel | Ecommerce, POS |
Processing currencies | EUR |
Recurring transactions | Yes |
Refunds | Yes |
Partial refunds | Yes |
Multiple partial refunds | Yes |
Multiple partial captures | Yes |
3D Secure | Yes |
Settlement delay | 2 days |
Chargebacks | Yes |
We brengen verwerkingskosten en kosten voor de betaalmethode in rekening voor elke transactie.
The credit card commission is charged per transaction, and consists of three parts (referred to as Interchange++):