Carte Bancaires payment method
Carte Bancaires is France's local card scheme and the most widely used payment method in the region. Payments with Cartes Bancaires accounts for around 60% of current household consumption in France. There are 71.1 million Cartes Bancaires issued cards and 12.4 billions transactions totaling €494 billion. More than 95% of French cards are Cartes Bancaires co-branded with Visa or Mastercard.
- Higher authorization rates
- Access to 94% French shoppers
- Lower scheme fees
- No SEPA entity required
Carte Bancaires Apple Pay
Apple Pay is now available to use with Carte Bancaires, enabling cardholders to pay securely in-store and online with their iPhone, iPad or iMac.
- Apple Pay and Carte Bancaires combine reach and usability, making it a must-have-addition to your payment method mix in France
- With an existing Apple Pay integration, adding Carte Bancaires is just a matter of configuration
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Reach shoppers where Apple Pay is only available though Cartes Bancaires
Accept Carte Bancaires with Adyen
Adyen offers a full service Cartes Bancaires solution, including reconciliation, reporting and settlement services.
| Market |
Europe: France |
| Settlement currency | EUR |
| Channel | Ecommerce, POS |
| Processing currencies | EUR |
| Recurring transactions | Yes |
| Refunds | Yes |
| Partial refunds | Yes |
| Multiple partial refunds | Yes |
| Multiple partial captures | Yes |
| 3D Secure | Yes |
| Settlement delay | 2 days |
| Chargebacks | Yes |
Tarieven
We brengen verwerkingskosten en kosten voor de betaalmethode in rekening voor elke transactie.
The credit card commission is charged per transaction, and consists of three parts (referred to as Interchange++):
- Acquirer markup: 0.60%
- Interchange fee: customer bank fee
- Card Scheme fee: fee from the card scheme
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