Global Payment Processing

Process payments worldwide

Accept, process, and settle payments in 130+ countries. With Adyen, one platform and one integration give you control of the payment flow from checkout to settlement.

A digital visualization of global payment transactions with revenue figures by country, presented with interconnected graphs.
A digital visualization of global payment transactions with revenue figures by country, presented with interconnected graphs.

One platform for global payments performance

Keep payments connected as you grow. Unify data, operations, and optimization across markets and channels to improve performance and reduce complexity.

Manage payments in one place

Accept, process, and settle payments worldwide through one platform, one integration, and one provider. Manage every channel with consistent reporting and reconciliation.

Optimize every transaction

Balance conversion, cost, and fraud protection with Adyen Uplift. AI trained on trillions of transactions continuously improves decisions across the payment funnel. 

Expand without rebuilding

Enter new markets with your existing integration. Add relevant payment methods and use local acquiring where available to increase authorization rates and reduce cross-border costs.

Built for better global performance

From routing to settlement, Adyen gives you one infrastructure to optimize how payments and funds move worldwide.

A chart shows savings in payment costs, with a 0.23% reduction and increased conversion and authentication rates.

Optimize cost and conversion with intelligent payment routing. Automatically push payments towards the methods with the highest conversion rates and lowest processing cost. Make it easy for trusted shoppers to convert, while pushing risky shoppers towards more secure methods.

Convert more shoppers securely. Fast-track trusted shoppers and surface their preferred payment methods automatically. Apply authentication only when needed - maximizing conversion while keeping risk under control.

Business people using payment terminals with Adyen branding, indicating payment processing by Adyen.

Think global, act local with domestic processing. Connect to local card schemes through Adyen's acquiring capabilities in key markets. Local processing can increase authorization rates and reduce cross-border fees.

Adyen employees in the office managing a payment terminal during a business transaction.

Manage your cash flow Receive predictable payouts in more than 30 settlement currencies. Choose the currency that works for your business.

Adyen employees in the Adyen office with a payment terminal, demonstrating a payment process.

Own the full journey for better performance. Reduce reliance on intermediaries with one platform spanning gateway, risk, processing, and acquiring. Get consistent data and direct visibility across the payment flow.

“When you start to collect thousands of payments a day you see the actual difference. Even fractional changes in acceptance rates become quite substantial money."

Rytis Meškauskas

Chief Revenue Officer, Nord Security

Plug in. Get paid.

One integration connects you to global payment processing across every channel.

Business people in a meeting, with a payment terminal provided by Adyen visible on the table.
Step 1

Integrate once, process globally Connect to Adyen's platform with a single integration. No separate regional providers or separate acquiring relationships needed.

See the documentation
Adyen employees in the office handle payments using an Adyen terminal during a business meeting.
Step 2

Optimize every transaction Use real-time payment data to optimize authentication, routing, fraud controls, and retries. Local acquiring and network tokens help improve authorization rates without constant manual intervention.

Adyen team members working together in the office, with a payment terminal visible on the table.
Step 3

Settlement happens fast, globally Funds settle quickly across global markets through Adyen's own banking infrastructure in the US, UK, and EU.

Adyen employees in the office with a payment terminal, demonstrating payment processing activity.
Step 4

Keep improving performance Adyen Uplift continuously analyzes payment data to find opportunities to increase conversion, reduce fraud, and control costs.

Engineered for excellence

Every feature inside of Adyen is designed to compound. Together, it forms the most intelligent money movement architecture available.

A digital network visualization representing secure payment technology by Adyen for business solutions.

Dynamic identification

Our unified data infrastructure means we recognize 95% of shoppers. Our AI systems can use reliable data to make faster fraud decisions and move more trusted shoppers through checkout.

Global payment data visualization showing transaction amounts with a 3D globe backdrop.

Banking licenses

Our banking licenses in the US, UK, and EU mean your money stays with one provider. There are no third parties to interrupt your experience.

A digital visualization of secure transaction flows representing Adyen payment processing and technology solutions.

Single platform

We’ve built our entire platform in house. It’s a single, unified tech stack that gives you more data, control, and inter-operability.

Turn payments into profit

Payments are so much more than the cost of doing business. Here’s how to cut costs globally and get more out of your financial infrastructure.

Turn payments into profit

Payments are so much more than the cost of doing business. Here’s how to cut costs globally and get more out of your financial infrastructure.

Cloudy sky over a cityscape with tall buildings and a waterfront.

Slash payment costs without touching your margins

Merchants using local acquiring, intelligent routing, and network tokens are cutting costs by double digits.


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Peak season reveals who's ready to scale

We processed $43b across nearly 200k transactions on Black Friday 2025 with a 99.9999% uptime. This report highlights what’s changed in how people are shopping.


Ambition needs infrastructure

Run global payments on enterprise-grade infrastructure. Adyen lets global enterprises move billions, all from one platform.