3D Secure 2
Reduce fraud, increase conversion, be ready for PSD2, and provide customer-friendly authentication with 3D Secure 2.
Most countries in the EEA have implemented the PSD2 SCA legislation since January 2021.
AusPayNet regulations require merchants above certain fraud thresholds to apply SCA since October 2019.
In Brazil, all debit card transactions require authentication from the issuing bank.
In India, banks are required to perform authentication on all domestic ecommerce transactions.
Authentication is completed behind the scenes or with simple customer inputs. Every transaction is routed based on regulation type, risk assessment criteria and policies specifically for your business.
Keep your customers happy when paying by card at the checkout. With new authentication flows, payments on all devices can be made without interruptions.
Apply authentication in PSD2-live countries, automatically use exemptions where possible, or use authentication to reduce the risk of fraudulent transactions with the Authentication Engine.
As an EMVCo Technical Associate we know all the information connected to EMV® specifications so you can adapt your setup before anyone else. 3DS2 works with all partners who meet the EMVCo™ Certified specification.
Once you’re on our API, simply add the 3DS2 Component. The pre-built UI gets you up and running quickly for PSD2 and you still have full customization control.
Our Web, iOS, and Android Drop-in automatically supports 3DS2. All you have to do is update your current version.
Redirect your shopper to an Adyen-hosted checkout page and make any online channel your checkout.
3DS2 is added into all of our certified built in-house plugins for Magento, SAP Commerce Cloud (Hybris), Salesforce Commerce Cloud.
Marco Mahrus ･ Head of Payments Partnerships