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Adyen for retail

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Adyen's unified platform delivers the speed and reliability that retail demands: Higher conversions, lower costs, and infrastructure built for scale.

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Retail’s favorite financial infrastructure

Offer the best experience possible to your customers

Scattered payments infrastructure slows you down. When your payments infrastructure runs lightning-fast, it creates more customer loyalty.

Read the full 2025 Retail Report
of customers abandon purchases when payment is too slow 40%
shop more with brands that reward loyalty 54%
prefer retailers that let them shop on social media 46%

The Adyen advantage

Unified commerce

Connect all sales channels (online, in-store, app, agentic*) in Adyen’s unified platform for consistent customer experiences and centralized data. *Agentic Commerce is currently available in the US only.

AI-powered payment optimisation and fraud prevention

Use Adyen’s machine learning tools to automatically balance conversion, risk and cost, resulting in higher conversion rates and reduced fraud.

Unmatched payment stability

Adyen offers industry-leading uptime with features like Store and Forward for offline payments, so you don’t lose sales because of technical issues.

L'Occitane unified 3k+ locations on one platform

  • 20% reduction in reconciliation time
  • 98%+ global authorisation rate
  • 40 new payment methods now available across markets
Read the full case study
loccitane adyen case study

Turn checkout friction into your strategic advantage

Disconnected channels, slow checkouts, and fraud drain your bottom line. Discover how Adyen’s single platform unifies unified commerce, automates reconciliation, and drives measurable revenue growth.

Unify your payments and make growth easier

Turn your financial infrastructure into a competitive advantage with Adyen’s unified platform.

Move money across channels: Get a cohesive view of payments and customers across every channel, including in-store, online, mobile, agentic, and social commerce.

One integration, every channel

Power every sales channel with one platform, even when you need to add new ones.

Unified customer data

Track purchase history across every touchpoint. Drive repeat purchases and increase lifetime value.

Increase conversions, not complexity: Don’t let slow payments slow down sales. Process transactions in seconds across 200+ payment methods.

AI-powered optimisation

Approve more transactions and reduce fraud with Adyen Uplift. Automatically balance conversion, risk, and cost.

Automated financial reconciliation

Free up your finance team to focus on driving growth instead of manual reporting processes. Reconciliation that used to take days now takes just a few hours.

Don’t lose sales to downtime: With Adyen’s 99.999% average uptime, your checkout stays live during peak traffic and network issues.

Offline payments

Stay open and keep payments flowing even when the internet is down. Store and Forward and multiple connectivity options make it possible.

Unparalleled stability

Adyen owns and operates our entire infrastructure. Zero third parties means a resilient, robust system that can handle anything.

Bigger margins, fewer costs

Move money more efficiently with Adyen’s connected financial infrastructure.

26%Average reduction in payment cost
59% Average cost savings on cross-border transactions
49% Average cost savings with local payment methods

Built for every retail business

No matter what you sell or where you sell it, retail runs better on Adyen.

Person shopping for jeans on shelves with stacks of denim pants. Payment with Adyen terminal.

Large format retail

Handle high transaction volumes across departments and locations while maintaining unified visibility.

A woman using a laptop on a sofa, with payment processing by Adyen visible, in a casual setting.
Two women with shopping bags talking outside a store, using a payment terminal provided by Adyen.
A person using a smartphone with an Adyen card reader for a contactless payment in a business setting.
A hand holding a face cleanser bottle near an open box with skincare products on a surface.

Tools to take control of your payments

Find the right solution for managing and moving money across your entire business.

A computer screen displays a financial graph with a highlighted payment of $12,009.90 by an Adyen terminal.
INTELLIGENT MONEY MOVEMENT

Money that moves as fast as you do Accept payments in-store and online, settle instantly across borders, and pay out suppliers in real time. Unify your payments, move money faster, and unlock new revenue. *IMM is available in the US, UK and EU. Payouts are available in AU.

Explore Intelligent Money Movement
Abstract layered data visualization representing digital payment infrastructure at an Adyen workspace.
EMBEDDED FINANCE

Payments that power your platform’s growth White-label Adyen’s infrastructure so retailers can accept payments, access capital, and issue cards — all under your brand. *Embedded Finance is available in the US, UK and EU. Capital and Payouts are available in AU.

Explore Embedded Finance
Adyen employees in the Adyen office analyze payment data on a digital screen.
IN PERSON PAYMENTS

Easily accept payments in person: Accept payments at every terminal across every market. With Adyen, you can combine hardware, software, and operations in one system at a global scale.

Explore unified payments

A connected partner ecosystem

Adyen keeps every part of your business moving together. We offer direct integrations with the tools you already use.

Engineered for excellence

Every feature inside of Adyen is designed to compound. Together, it forms the most intelligent money movement architecture available.

A digital network visualization representing secure payment technology by Adyen for business solutions.

Dynamic identification

Our unified data infrastructure means we recognise 95% of shoppers. Our AI systems use reliable data to make faster fraud decisions and move more trusted shoppers through checkout.

Global payment data visualization showing transaction amounts with a 3D globe backdrop.

International banking licenses

Our banking licenses in the US, UK, and EU mean your money stays with one provider when processing within those regions with no third parties to interrupt your experience.

A digital visualization of secure transaction flows representing Adyen payment processing and technology solutions.

Single platform

We’ve built our entire platform in house. It’s a single, unified tech stack that gives you more data, control, and inter-operability.

Lessons for leading retailers

Discover the trends shaping the future of retail, learn how retailers use payments as a strategic tool, and see how you can grow.

See all articles
Digital payment graph illustration representing Adyen’s payment processing overview.

Black Friday Cyber Monday data shows where revenue hides next

Adyen processed 670 million transactions during BFCM 2025. This deep dive shows where to capture more revenue.

Split screen illustration of phone and terminal with backend debit card approval happening in the background

Intelligent Payment Routing for US debit cards

Regulatory changes in the US are opening up massive opportunities when it comes to debit cards. Here’s how retailers can use it to their advantage.

employees setting up product at a store

Retail trends reshaping how customers shop

AI influences purchases. TikTok drives sales. Gen Z and Boomers expect different payment methods. We surveyed 55,000 people to find where the market moves next.

Customer using a smartphone for a transaction via Adyen POS terminal at a checkout counter with items.

Adyen recognised as a leader among merchant payment providers

Forrester Research, Inc. named Adyen a Leader in its latest merchant payments evaluation. Discover how the right payment partner can help you scale faster.

Mobile app screen showing a flight booking from Amsterdam to New York costing 291 dollars

Agentic commerce and control: Getting the balance right

Agentic commerce is moving fast. This hub is regularly refreshed with the latest insights on how to prepare without losing the customer relationship.

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Retail moves fast. Adyen moves money faster.

The world's leading retailers already run on Adyen. Your business should too.

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