EPS (electronic payment standard) is an online transfer system developed jointly by the Austrian banks and Government. It provides a simple and secure process of online payments to millions of users in Austria.

  • Guaranteed payment
  • All Austrian banks supported
  • Fast settlement
  • Accepted by over 80% of Austrian businesses

How it works


Select EPS

Shopper chooses EPS from the list of payment methods.


Select bank

Shopper selects bank from the list of options.


Enter bank details

Shopper is redirected to the bank environment and enters bank details.


Confirm payment

Shopper confirms the payment.


Confirmation page

Shopper reaches the confirmation page and is redirected back to the merchant's site.

Accept EPS with Adyen

Adyen offers a full-service EPS solution, including all reconciliation, reporting and settlement services. With Adyen, merchants have no need to enter into contracts with EPS acquiring banks.

Market Austria
Settlement currency


Channel Ecommerce
Processing currencies EUR
Recurring transactions Yes
Refunds Yes
Multiple partial refunds Yes
Settlement delay 2 days

Different commissions apply depending on the payment method.

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