Elo is one of the major domestic debit and credit card brands of Brazil. The scheme can support credit and prepaid transactions, has over 80 million issued cards, and is accepted in 185 countries. The scheme is processed and settled by Cielo, and Adyen supports payments through a direct connection (gateway) with the acquirer for faster processing.

  • Offers shoppers the option to pay in installments
  • Provides an additional real-time online payment acceptance method
  • Local currency settlement
  • Supports credit, debit, and prepaid card transactions

Support omnichannel shopper journeys

With a single integration with Adyen, you can accept credit cards like Elo online, on mobile and in-store. An example flow is shown below:


Accept Elo with Adyen


Latin America: Brazil

Settlement currency


Channel Ecommerce
Processing currencies BRL
Recurring transactions Yes
Refunds Yes
Multiple partial refunds Yes
Settlement delay 30 days
Chargebacks Yes

Different commissions apply depending on the payment method.

Ready to take the next step?

Are you looking for test card numbers?

Would you like to contact support?